Richard Peterson
Richard PetersonPresident & CEO
Pam Godfrey
Pam GodfreyExecutive Assistant
Pam Godfrey grew up in Aiken and moved to the Midlands in 1992. Upon arriving to the Columbia area, she worked in human resources at Lexington Medical Center. Later she was employed as Office Manager for the Lexington startup radio station WLXC “The Ticket” as well as after its transition to “The Breeze”. In 1997 she became a mortgage loan office and insurance agent in her husband’s company, HomeBuyers Services of American. She and her husband, Darrell are members of Riverland Hills Baptist Church in Irmo. They also stay busy keeping up with their 10 grandchildren and attending Gamecock sporting events (Pam wears orange whenever they play Clemson). Pam has been active in local community and dinner theatre where she enjoys acting, directing and writing scripts. Most recently she has formed a performance company called “Peace of Work” which offers murder mysteries , monologues, etc for corporate or private events.

Board of Directors

Debra Carter
Debra CarterTreasurer
Debra S. Carter is Owner/Agent of the Carter Insurance Agency, as well as, a Real Estate Agent with ERA Real Estate Company. She enjoys meeting new people and helping them with their insurance needs.  Her customers are like family to her. She loves to take care of them and gets to know them on a personal basis, as well as, professionally.  Debra has been a member of the Lake Murray Chamber since it began in 2006.  She has served on the Board since 2009.  She is the current past President and is currently serving as
Treasurer.  Debra volunteers for many organizations.  She is on the Cayce Beautification Committee, Vice President of the Moss Creek Neighborhood Association, a member of the Pink Posse Philies Breast Cancer Support group, and enjoys visiting the Chemo patients at Lexington Oncology.  She brings them snacks, crocheted hats, and also decorates lava rocks with inspirational messages for the patients.  She hopes that this makes their day a little brighter by showing them there is hope, as she, herself, is a cancer survivor.

Steve Mills
Steve MillsBoard Member
Steve Mills is the owner & manager of Mills Insurance Agency, 108 Front St, Gilbert, SC. He is a lifelong resident of Saluda County, and a 1972 graduate of Clemson University.
Prior to opening Mills Insurance Agency in 2010, Mills was a consultant for the American Guernsey Association, from 2003-09. Prior to that, he was the manager of Marfred Guernseys in Saluda County, a nationally recognized breeder of registered dairy cattle. Steve Mills has judged many state and national dairy cattle shows, and in 2008, received the American Guernsey Association’s Master Breeder Award.
Steve Mills is an active member of Corinth Lutheran Church, and currently serves as president of the Hollywood Ruritan Club. He served on the Saluda County District One School Board, 1998-2006.
Chris Williams
Chris WilliamsBoard Member
Chris Williams, Broker in Charge of Lake Murray Brokers & Assoc. LLC, has over 35 years of experience in residential sales and all aspects of custom residential construction and remodeling in the Columbia and Lake Murray area. Chris has assisted in the overall design, construction and development of over 18 Subdivisions from Beaufort, SC to Columbia, Lake Murray and Maggie Valley, NC. Chris has overseen the construction of 200+ custom and semi-custom residential homes, and has completed over 1,000 remodels.
Sandra Crawford
Sandra CrawfordBoard Member
Kem Oliver
Kem OliverBoard Member
Ken Colton
Ken ColtonBoard Member
Ken Colton
Ken ColtonBoard Member